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 First Bank
First Bank
| RSSD ID 875936 | CERTIFICATE 5907 | ABA NUMBER 65303386 |
| 105 S Broadway St |
Quarter Ended : |
2025-06-30 |
| Mccomb, Mississippi, 39648 |
Updated : |
2025-07-29 |
| www.firstbankms.com |
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| Institution Profile |
| Year Opened : |
1895 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
125 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 549,164 |
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Total Interest Income | 13,780 |
| Total Liabilities | 478,027 |
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Total NonInterest Income | 2,117 |
| Total Bank Equity Capital | 71,137 |
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Total Interest Expense | 3,942 |
| Total Deposits | 473,515 |
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Total NonInterest Expense | 7,552 |
| Net Loans & Leases | 352,540 |
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Net Income | 4,103 |
| Loan Loss Allowance | 5,201 |
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Net Charge Offs | 775 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 360,853 |
| Total assets for the leverage ratio | 553,620 |
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Loans secured by real estate: | 298,019 |
| Tier 1 Leverage Ratio | 12.89 |
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Commercial and industrial loans | 49,930 |
| Off Balance Sheet Exposures (%) | 9.39 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 8,812 |
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:· First Bank
