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 Horizon Financial Bank
Horizon Financial Bank
| RSSD ID 877350 | CERTIFICATE 15598 | ABA NUMBER 91302762 |
| 416 Main St |
Quarter Ended : |
2025-09-30 |
| Munich, North Dakota, 58352 |
Updated : |
2025-10-24 |
| www.HorizonFinancialBank.com |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
5 |
Number of Employees : |
31 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 198,395 |
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Total Interest Income | 8,213 |
| Total Liabilities | 176,753 |
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Total NonInterest Income | 274 |
| Total Bank Equity Capital | 21,642 |
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Total Interest Expense | 3,131 |
| Total Deposits | 175,491 |
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Total NonInterest Expense | 3,435 |
| Net Loans & Leases | 148,389 |
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Net Income | 1,461 |
| Loan Loss Allowance | 1,635 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 141,062 |
| Total assets for the leverage ratio | 199,008 |
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Loans secured by real estate: | 52,845 |
| Tier 1 Leverage Ratio | 11.16 |
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Commercial and industrial loans | 10,408 |
| Off Balance Sheet Exposures (%) | 0.72 |
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Loans to individuals - Credit Cards | 97 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,290 |
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:· Horizon Financial Bank
