|
 |
|
|
 The Citizens National Bank of Park Rapids
The Citizens National Bank of Park Rapids
| RSSD ID 877752 | CERTIFICATE 5223 | ABA NUMBER 91202325 |
| 300 1st St W |
Quarter Ended : |
2025-12-31 |
| Park Rapids, Minnesota, 56470 |
Updated : |
2026-01-27 |
| www.cnbbank.com |
|
| Institution Profile |
| Year Opened : |
1933 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
50 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 374,887 |
|
Total Interest Income | 21,583 |
| Total Liabilities | 329,692 |
|
Total NonInterest Income | 1,541 |
| Total Bank Equity Capital | 45,195 |
|
Total Interest Expense | 6,701 |
| Total Deposits | 326,484 |
|
Total NonInterest Expense | 8,846 |
| Net Loans & Leases | 297,413 |
|
Net Income | 6,514 |
| Loan Loss Allowance | 4,892 |
|
Net Charge Offs | 193 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 292,939 |
| Total assets for the leverage ratio | 383,018 |
|
Loans secured by real estate: | 245,411 |
| Tier 1 Leverage Ratio | 11.84 |
|
Commercial and industrial loans | 23,359 |
| Off Balance Sheet Exposures (%) | 3.62 |
|
Loans to individuals - Credit Cards | 1,521 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 13,174 |
|
|
|
|
:· The Citizens National Bank of Park Rapids
