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 The Citizens National Bank of Park Rapids
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The Citizens National Bank of Park Rapids
| RSSD ID 877752 | CERTIFICATE 5223 | ABA NUMBER 91202325 |
| 300 1st St W |
Quarter Ended : |
2026-06-30 |
| Park Rapids, Minnesota, 56470 |
Updated : |
2026-07-28 |
| www.cnbbank.com |
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| Institution Profile |
| Year Opened : |
1933 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
49 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 396,998 |
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Total Interest Income | 11,351 |
| Total Liabilities | 351,640 |
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Total NonInterest Income | 746 |
| Total Bank Equity Capital | 45,358 |
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Total Interest Expense | 3,317 |
| Total Deposits | 348,056 |
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Total NonInterest Expense | 4,543 |
| Net Loans & Leases | 307,738 |
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Net Income | 3,699 |
| Loan Loss Allowance | 5,039 |
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Net Charge Offs | 63 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 298,759 |
| Total assets for the leverage ratio | 393,632 |
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Loans secured by real estate: | 250,622 |
| Tier 1 Leverage Ratio | 11.7 |
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Commercial and industrial loans | 23,647 |
| Off Balance Sheet Exposures (%) | 5.51 |
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Loans to individuals - Credit Cards | 1,531 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 13,054 |
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:· The Citizens National Bank of Park Rapids
