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 The Citizens National Bank of Park Rapids
The Citizens National Bank of Park Rapids
| RSSD ID 877752 | CERTIFICATE 5223 | ABA NUMBER 91202325 |
| 300 1st St W |
Quarter Ended : |
2025-03-31 |
| Park Rapids, Minnesota, 56470 |
Updated : |
2025-04-28 |
| www.cnbbank.com |
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| Institution Profile |
| Year Opened : |
1933 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
49 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 350,357 |
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Total Interest Income | 4,882 |
| Total Liabilities | 308,570 |
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Total NonInterest Income | 326 |
| Total Bank Equity Capital | 41,787 |
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Total Interest Expense | 1,624 |
| Total Deposits | 305,423 |
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Total NonInterest Expense | 1,986 |
| Net Loans & Leases | 274,971 |
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Net Income | 1,523 |
| Loan Loss Allowance | 4,844 |
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Net Charge Offs | (14) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 278,892 |
| Total assets for the leverage ratio | 353,164 |
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Loans secured by real estate: | 233,680 |
| Tier 1 Leverage Ratio | 12.07 |
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Commercial and industrial loans | 20,170 |
| Off Balance Sheet Exposures (%) | 5.17 |
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Loans to individuals - Credit Cards | 1,455 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 14,121 |
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:· The Citizens National Bank of Park Rapids
