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 State Bank of Herscher
State Bank of Herscher
| RSSD ID 879336 | CERTIFICATE 11671 | ABA NUMBER 71910721 |
| 10 Tobey Dr |
Quarter Ended : |
2025-03-31 |
| Herscher, Illinois, 60941 |
Updated : |
2025-04-15 |
| www.sbherscher.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
20 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 156,558 |
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Total Interest Income | 1,631 |
| Total Liabilities | 140,267 |
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Total NonInterest Income | 134 |
| Total Bank Equity Capital | 16,291 |
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Total Interest Expense | 396 |
| Total Deposits | 139,377 |
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Total NonInterest Expense | 874 |
| Net Loans & Leases | 65,349 |
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Net Income | 382 |
| Loan Loss Allowance | 1,145 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 67,618 |
| Total assets for the leverage ratio | 164,782 |
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Loans secured by real estate: | 50,082 |
| Tier 1 Leverage Ratio | 13.31 |
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Commercial and industrial loans | 11,303 |
| Off Balance Sheet Exposures (%) | 14.27 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 65 |
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:· State Bank of Herscher
