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 Cornerstone Bank
Cornerstone Bank
| RSSD ID 879457 | CERTIFICATE 13198 | ABA NUMBER 91300719 |
| 2280 45th St S |
Quarter Ended : |
2025-12-31 |
| Fargo, North Dakota, 58104 |
Updated : |
2026-01-22 |
| www.cornerstone.bank |
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| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
12 |
Number of Employees : |
214 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,785,231 |
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Total Interest Income | 98,238 |
| Total Liabilities | 1,643,943 |
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Total NonInterest Income | 5,324 |
| Total Bank Equity Capital | 141,288 |
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Total Interest Expense | 34,147 |
| Total Deposits | 1,586,156 |
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Total NonInterest Expense | 38,756 |
| Net Loans & Leases | 1,243,177 |
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Net Income | 23,822 |
| Loan Loss Allowance | 17,815 |
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Net Charge Offs | 148 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 181,628 |
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Total loans | 1,264,770 |
| Total assets for the leverage ratio | 1,815,236 |
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Loans secured by real estate: | 821,262 |
| Tier 1 Leverage Ratio | 9.01 |
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Commercial and industrial loans | 188,915 |
| Tier 1 Capital Ratio | 11.33 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.58 |
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Loans to individuals - Other | 39,872 |
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:· Cornerstone Bank
