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Journey Bank
Journey Bank
RSSD ID 881012 | CERTIFICATE 686 | ABA NUMBER 31305936 |
232 East St |
Quarter Ended : |
2025-03-31 |
Bloomsburg, Pennsylvania, 17815 |
Updated : |
2025-04-28 |
www.journeybank.com |
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Institution Profile |
Year Opened : |
1926 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
22 |
Number of Employees : |
239 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 1,599,499 |
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Total Interest Income | 20,820 |
Total Liabilities | 1,432,137 |
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Total NonInterest Income | 2,410 |
Total Bank Equity Capital | 167,362 |
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Total Interest Expense | 6,973 |
Total Deposits | 1,339,421 |
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Total NonInterest Expense | 10,904 |
Net Loans & Leases | 1,134,199 |
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Net Income | 4,447 |
Loan Loss Allowance | 9,985 |
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Net Charge Offs | (17) |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 156,359 |
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Total loans | 1,137,008 |
Total assets for the leverage ratio | 1,577,808 |
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Loans secured by real estate: | 1,015,095 |
Tier 1 Leverage Ratio | 9.3 |
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Commercial and industrial loans | 60,240 |
Tier 1 Capital Ratio | 15.13 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 16.13 |
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Loans to individuals - Other | 15,061 |
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