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 Millbury National Bank
Millbury National Bank
| RSSD ID 881900 | CERTIFICATE 2616 | ABA NUMBER 11305202 |
| 18 Main St |
Quarter Ended : |
2025-12-31 |
| Millbury, Massachusetts, 1527 |
Updated : |
2026-01-27 |
| www.mnbonline.com |
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| Institution Profile |
| Year Opened : |
1933 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
23 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 139,409 |
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Total Interest Income | 9,390 |
| Total Liabilities | 126,449 |
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Total NonInterest Income | 159 |
| Total Bank Equity Capital | 12,960 |
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Total Interest Expense | 3,355 |
| Total Deposits | 112,532 |
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Total NonInterest Expense | 4,777 |
| Net Loans & Leases | 107,136 |
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Net Income | 955 |
| Loan Loss Allowance | 610 |
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Net Charge Offs | 12 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 13,519 |
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Total loans | 106,260 |
| Total assets for the leverage ratio | 139,871 |
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Loans secured by real estate: | 100,774 |
| Tier 1 Leverage Ratio | 9.22 |
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Commercial and industrial loans | 4,376 |
| Tier 1 Capital Ratio | 13.59 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.24 |
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Loans to individuals - Other | 945 |
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:· Millbury National Bank
