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Millbury National Bank
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Millbury National Bank
| RSSD ID 881900 | CERTIFICATE 2616 | ABA NUMBER 11305202 |
| 18 Main St |
Quarter Ended : |
2026-06-30 |
| Millbury, Massachusetts, 1527 |
Updated : |
2026-07-08 |
| www.mnbonline.com |
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| Institution Profile |
| Year Opened : |
1933 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
24 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 146,508 |
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Total Interest Income | 4,923 |
| Total Liabilities | 133,110 |
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Total NonInterest Income | 66 |
| Total Bank Equity Capital | 13,398 |
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Total Interest Expense | 1,560 |
| Total Deposits | 123,414 |
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Total NonInterest Expense | 2,406 |
| Net Loans & Leases | 111,709 |
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Net Income | 603 |
| Loan Loss Allowance | 599 |
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Net Charge Offs | 10 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 14,026 |
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Total loans | 109,361 |
| Total assets for the leverage ratio | 141,131 |
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Loans secured by real estate: | 104,696 |
| Tier 1 Leverage Ratio | 9.51 |
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Commercial and industrial loans | 3,810 |
| Tier 1 Capital Ratio | 13.21 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.81 |
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Loans to individuals - Other | 1,008 |
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