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 BankSouth
BankSouth
| RSSD ID 88231 | CERTIFICATE 16418 | ABA NUMBER 61112364 |
| 6340 Lake Oconee Pkwy |
Quarter Ended : |
2025-06-30 |
| Greensboro, Georgia, 30642 |
Updated : |
2025-07-28 |
| www.banksouth.com |
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| Institution Profile |
| Year Opened : |
1946 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
269 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,339,277 |
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Total Interest Income | 39,581 |
| Total Liabilities | 1,193,150 |
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Total NonInterest Income | 19,458 |
| Total Bank Equity Capital | 146,127 |
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Total Interest Expense | 12,322 |
| Total Deposits | 1,134,836 |
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Total NonInterest Expense | 33,397 |
| Net Loans & Leases | 1,014,167 |
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Net Income | 10,459 |
| Loan Loss Allowance | 13,240 |
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Net Charge Offs | 71 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 158,963 |
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Total loans | 1,073,112 |
| Total assets for the leverage ratio | 1,344,776 |
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Loans secured by real estate: | 982,233 |
| Tier 1 Leverage Ratio | 10.89 |
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Commercial and industrial loans | 38,525 |
| Tier 1 Capital Ratio | 14.71 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.97 |
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Loans to individuals - Other | 5,310 |
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:· BankSouth
