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 Liberty State Bank
Liberty State Bank
| RSSD ID 883351 | CERTIFICATE 17096 | ABA NUMBER 91310974 |
| 111 Main St |
Quarter Ended : |
2025-12-31 |
| Powers Lake, North Dakota, 58773 |
Updated : |
2026-01-26 |
| https://www.libertystateplnd.com |
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| Institution Profile |
| Year Opened : |
1952 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
11 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 157,573 |
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Total Interest Income | 7,001 |
| Total Liabilities | 142,866 |
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Total NonInterest Income | 170 |
| Total Bank Equity Capital | 14,707 |
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Total Interest Expense | 2,633 |
| Total Deposits | 142,097 |
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Total NonInterest Expense | 1,752 |
| Net Loans & Leases | 58,340 |
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Net Income | 2,524 |
| Loan Loss Allowance | 960 |
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Net Charge Offs | 163 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 58,709 |
| Total assets for the leverage ratio | 162,484 |
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Loans secured by real estate: | 29,661 |
| Tier 1 Leverage Ratio | 13.27 |
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Commercial and industrial loans | 4,096 |
| Off Balance Sheet Exposures (%) | 2.48 |
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Loans to individuals - Credit Cards | 199 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,657 |
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:· Liberty State Bank
