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 First State Bank of Bedias
First State Bank of Bedias
| RSSD ID 88352 | CERTIFICATE 16895 | ABA NUMBER 113109377 |
| 22201 Highway 90 N |
Quarter Ended : |
2025-12-31 |
| Bedias, Texas, 77831 |
Updated : |
2026-01-21 |
| www.bediasbank.com |
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| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
23 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 213,338 |
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Total Interest Income | 12,346 |
| Total Liabilities | 174,622 |
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Total NonInterest Income | 1,077 |
| Total Bank Equity Capital | 38,716 |
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Total Interest Expense | 3,078 |
| Total Deposits | 173,379 |
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Total NonInterest Expense | 5,007 |
| Net Loans & Leases | 125,109 |
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Net Income | 5,038 |
| Loan Loss Allowance | 1,862 |
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Net Charge Offs | 268 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 126,348 |
| Total assets for the leverage ratio | 216,665 |
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Loans secured by real estate: | 69,435 |
| Tier 1 Leverage Ratio | 18.35 |
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Commercial and industrial loans | 25,992 |
| Off Balance Sheet Exposures (%) | 0 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 10,158 |
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:· First State Bank of Bedias
