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Pickens Savings and Loan Association, FA
Pickens Savings and Loan Association, FA
| RSSD ID 884376 | CERTIFICATE 31089 | ABA NUMBER 253272384 |
| 205 E Cedar Rock St |
Quarter Ended : |
2025-12-31 |
| Pickens, South Carolina, 29671 |
Updated : |
2026-01-22 |
| www.pickens.bank |
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| Institution Profile |
| Year Opened : |
1920 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
19 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 134,612 |
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Total Interest Income | 5,886 |
| Total Liabilities | 121,803 |
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Total NonInterest Income | 322 |
| Total Bank Equity Capital | 12,809 |
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Total Interest Expense | 2,212 |
| Total Deposits | 114,456 |
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Total NonInterest Expense | 3,112 |
| Net Loans & Leases | 83,246 |
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Net Income | 666 |
| Loan Loss Allowance | 811 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 15,564 |
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Total loans | 83,388 |
| Total assets for the leverage ratio | 136,641 |
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Loans secured by real estate: | 81,577 |
| Tier 1 Leverage Ratio | 10.76 |
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Commercial and industrial loans | 924 |
| Tier 1 Capital Ratio | 21.4 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 22.64 |
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Loans to individuals - Other | 887 |
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