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 Watertown Savings Bank
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Watertown Savings Bank
| RSSD ID 886204 | CERTIFICATE 23298 | ABA NUMBER 211370176 |
| 60 Main St |
Quarter Ended : |
2026-06-30 |
| Watertown, Massachusetts, 2472 |
Updated : |
2026-07-30 |
| www.watertownsavings.com |
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| Institution Profile |
| Year Opened : |
1870 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
112 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,439,099 |
|
Total Interest Income | 28,215 |
| Total Liabilities | 1,271,501 |
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Total NonInterest Income | 1,874 |
| Total Bank Equity Capital | 167,598 |
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Total Interest Expense | 7,607 |
| Total Deposits | 1,252,196 |
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Total NonInterest Expense | 15,177 |
| Net Loans & Leases | 657,107 |
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Net Income | 5,625 |
| Loan Loss Allowance | 1,898 |
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Net Charge Offs | (4) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 176,028 |
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Total loans | 641,731 |
| Total assets for the leverage ratio | 1,446,887 |
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Loans secured by real estate: | 638,564 |
| Tier 1 Leverage Ratio | 12.03 |
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Commercial and industrial loans | 2,465 |
| Tier 1 Capital Ratio | 28.39 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 28.71 |
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Loans to individuals - Other | 702 |
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:· Watertown Savings Bank
