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 Clear Mountain Bank
Clear Mountain Bank
| RSSD ID 886624 | CERTIFICATE 2443 | ABA NUMBER 51502599 |
| 160 Morgantown St |
Quarter Ended : |
2025-12-31 |
| Bruceton Mills, West Virginia, 26525 |
Updated : |
2026-02-06 |
| www.clearmountain.bank |
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| Institution Profile |
| Year Opened : |
1931 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
155 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 984,883 |
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Total Interest Income | 55,966 |
| Total Liabilities | 867,322 |
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Total NonInterest Income | 7,902 |
| Total Bank Equity Capital | 117,561 |
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Total Interest Expense | 15,304 |
| Total Deposits | 853,351 |
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Total NonInterest Expense | 29,761 |
| Net Loans & Leases | 737,356 |
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Net Income | 12,666 |
| Loan Loss Allowance | 10,076 |
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Net Charge Offs | 869 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 751,946 |
| Total assets for the leverage ratio | 1,019,270 |
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Loans secured by real estate: | 641,234 |
| Tier 1 Leverage Ratio | 13.15 |
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Commercial and industrial loans | 68,718 |
| Off Balance Sheet Exposures (%) | 14.02 |
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Loans to individuals - Credit Cards | 1,932 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 37,300 |
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:· Clear Mountain Bank
