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 Clear Mountain Bank
Clear Mountain Bank
| RSSD ID 886624 | CERTIFICATE 2443 | ABA NUMBER 51502599 |
| 160 Morgantown St |
Quarter Ended : |
2025-09-30 |
| Bruceton Mills, West Virginia, 26525 |
Updated : |
2025-10-21 |
| www.clearmountain.bank |
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| Institution Profile |
| Year Opened : |
1931 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
153 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 997,600 |
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Total Interest Income | 41,457 |
| Total Liabilities | 884,726 |
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Total NonInterest Income | 5,741 |
| Total Bank Equity Capital | 112,874 |
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Total Interest Expense | 11,519 |
| Total Deposits | 861,230 |
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Total NonInterest Expense | 22,080 |
| Net Loans & Leases | 729,798 |
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Net Income | 10,044 |
| Loan Loss Allowance | 10,095 |
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Net Charge Offs | 516 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 732,815 |
| Total assets for the leverage ratio | 988,442 |
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Loans secured by real estate: | 622,141 |
| Tier 1 Leverage Ratio | 13.36 |
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Commercial and industrial loans | 69,942 |
| Off Balance Sheet Exposures (%) | 11.66 |
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Loans to individuals - Credit Cards | 1,843 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 36,062 |
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:· Clear Mountain Bank
