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 Hancock County Savings Bank, F.S.B.
Hancock County Savings Bank, F.S.B.
| RSSD ID 888271 | CERTIFICATE 29035 | ABA NUMBER 243474273 |
| 351 Carolina Ave |
Quarter Ended : |
2025-12-31 |
| Chester, West Virginia, 26034 |
Updated : |
2026-01-23 |
| www.hcsbank.com |
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| Institution Profile |
| Year Opened : |
1899 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
80 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 482,443 |
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Total Interest Income | 21,897 |
| Total Liabilities | 392,247 |
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Total NonInterest Income | 1,809 |
| Total Bank Equity Capital | 90,196 |
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Total Interest Expense | 5,722 |
| Total Deposits | 377,866 |
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Total NonInterest Expense | 12,500 |
| Net Loans & Leases | 427,031 |
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Net Income | 3,802 |
| Loan Loss Allowance | 4,767 |
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Net Charge Offs | 99 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 93,277 |
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Total loans | 434,103 |
| Total assets for the leverage ratio | 481,849 |
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Loans secured by real estate: | 418,380 |
| Tier 1 Leverage Ratio | 18.69 |
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Commercial and industrial loans | 987 |
| Tier 1 Capital Ratio | 35.29 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 36.55 |
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Loans to individuals - Other | 14,736 |
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:· Hancock County Savings Bank, F.S.B.
