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 The First State Bank
The First State Bank
| RSSD ID 888552 | CERTIFICATE 17588 | ABA NUMBER 113123065 |
| 206 North St. |
Quarter Ended : |
2025-09-30 |
| Louise, Texas, 77455 |
Updated : |
2025-10-23 |
| www.fsblouise.com |
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| Institution Profile |
| Year Opened : |
1956 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
15 |
Number of Employees : |
161 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 845,840 |
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Total Interest Income | 36,217 |
| Total Liabilities | 770,285 |
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Total NonInterest Income | 5,091 |
| Total Bank Equity Capital | 75,555 |
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Total Interest Expense | 5,588 |
| Total Deposits | 762,304 |
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Total NonInterest Expense | 18,009 |
| Net Loans & Leases | 613,193 |
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Net Income | 16,750 |
| Loan Loss Allowance | 8,140 |
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Net Charge Offs | 270 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 609,572 |
| Total assets for the leverage ratio | 847,148 |
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Loans secured by real estate: | 456,337 |
| Tier 1 Leverage Ratio | 10.85 |
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Commercial and industrial loans | 47,834 |
| Off Balance Sheet Exposures (%) | 10.79 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,770 |
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:· The First State Bank
