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 Northeast Georgia Bank
Northeast Georgia Bank
| RSSD ID 888833 | CERTIFICATE 15771 | ABA NUMBER 61103030 |
| 12461 Augusta Rd |
Quarter Ended : |
2025-09-30 |
| Lavonia, Georgia, 30553 |
Updated : |
2025-10-29 |
| www.northeastgabank.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
94 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 643,432 |
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Total Interest Income | 26,270 |
| Total Liabilities | 562,601 |
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Total NonInterest Income | 2,053 |
| Total Bank Equity Capital | 80,831 |
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Total Interest Expense | 4,917 |
| Total Deposits | 549,025 |
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Total NonInterest Expense | 9,808 |
| Net Loans & Leases | 321,117 |
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Net Income | 12,886 |
| Loan Loss Allowance | 4,990 |
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Net Charge Offs | 45 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 317,960 |
| Total assets for the leverage ratio | 641,625 |
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Loans secured by real estate: | 265,325 |
| Tier 1 Leverage Ratio | 13.65 |
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Commercial and industrial loans | 29,584 |
| Off Balance Sheet Exposures (%) | 8.19 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 14,283 |
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:· Northeast Georgia Bank
