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 Northeast Georgia Bank
Northeast Georgia Bank
| RSSD ID 888833 | CERTIFICATE 15771 | ABA NUMBER 61103030 |
| 12461 Augusta Rd |
Quarter Ended : |
2025-03-31 |
| Lavonia, Georgia, 30553 |
Updated : |
2025-04-28 |
| www.northeastgabank.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
92 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 647,845 |
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Total Interest Income | 8,515 |
| Total Liabilities | 577,688 |
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Total NonInterest Income | 684 |
| Total Bank Equity Capital | 70,157 |
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Total Interest Expense | 1,692 |
| Total Deposits | 564,699 |
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Total NonInterest Expense | 3,266 |
| Net Loans & Leases | 304,655 |
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Net Income | 4,017 |
| Loan Loss Allowance | 4,859 |
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Net Charge Offs | 3 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 306,992 |
| Total assets for the leverage ratio | 648,232 |
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Loans secured by real estate: | 255,813 |
| Tier 1 Leverage Ratio | 12.15 |
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Commercial and industrial loans | 30,164 |
| Off Balance Sheet Exposures (%) | 7.69 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 13,005 |
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:· Northeast Georgia Bank
