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 Northeast Georgia Bank
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Northeast Georgia Bank
| RSSD ID 888833 | CERTIFICATE 15771 | ABA NUMBER 61103030 |
| 12461 Augusta Rd |
Quarter Ended : |
2026-06-30 |
| Lavonia, Georgia, 30553 |
Updated : |
2026-07-27 |
| www.northeastgabank.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
91 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 650,600 |
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Total Interest Income | 17,222 |
| Total Liabilities | 569,474 |
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Total NonInterest Income | 1,508 |
| Total Bank Equity Capital | 81,126 |
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Total Interest Expense | 2,879 |
| Total Deposits | 562,946 |
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Total NonInterest Expense | 6,720 |
| Net Loans & Leases | 332,715 |
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Net Income | 8,426 |
| Loan Loss Allowance | 5,266 |
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Net Charge Offs | 122 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 332,855 |
| Total assets for the leverage ratio | 657,636 |
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Loans secured by real estate: | 282,793 |
| Tier 1 Leverage Ratio | 13.41 |
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Commercial and industrial loans | 25,737 |
| Off Balance Sheet Exposures (%) | 7.4 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 11,681 |
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:· Northeast Georgia Bank
