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 Farmers and Merchants Bank
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Farmers and Merchants Bank
| RSSD ID 891226 | CERTIFICATE 1895 | ABA NUMBER 55002723 |
| 15226 Hanover Pike |
Quarter Ended : |
2026-06-30 |
| Upperco, Maryland, 21155 |
Updated : |
2026-07-31 |
| www.fmb1919.bank |
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| Institution Profile |
| Year Opened : |
1919 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
97 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 874,465 |
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Total Interest Income | 22,166 |
| Total Liabilities | 794,976 |
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Total NonInterest Income | 1,010 |
| Total Bank Equity Capital | 79,489 |
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Total Interest Expense | 8,102 |
| Total Deposits | 725,713 |
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Total NonInterest Expense | 9,497 |
| Net Loans & Leases | 636,549 |
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Net Income | 4,203 |
| Loan Loss Allowance | 4,518 |
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Net Charge Offs | (60) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 90,107 |
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Total loans | 638,253 |
| Total assets for the leverage ratio | 855,703 |
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Loans secured by real estate: | 588,444 |
| Tier 1 Leverage Ratio | 9.98 |
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Commercial and industrial loans | 49,667 |
| Tier 1 Capital Ratio | 12.09 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.75 |
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Loans to individuals - Other | 109 |
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:· Farmers and Merchants Bank
