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 First Security Bank and Trust Company
First Security Bank and Trust Company
| RSSD ID 894544 | CERTIFICATE 1852 | ABA NUMBER 73901592 |
| 809 Clark St |
Quarter Ended : |
2025-03-31 |
| Charles City, Iowa, 50616 |
Updated : |
2025-04-28 |
| www.1stsecurity.bank |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
11 |
Number of Employees : |
116 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 572,576 |
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Total Interest Income | 5,920 |
| Total Liabilities | 523,494 |
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Total NonInterest Income | 787 |
| Total Bank Equity Capital | 49,082 |
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Total Interest Expense | 1,831 |
| Total Deposits | 511,575 |
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Total NonInterest Expense | 4,668 |
| Net Loans & Leases | 362,799 |
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Net Income | 220 |
| Loan Loss Allowance | 5,023 |
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Net Charge Offs | (23) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 55,728 |
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Total loans | 356,192 |
| Total assets for the leverage ratio | 556,851 |
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Loans secured by real estate: | 268,713 |
| Tier 1 Leverage Ratio | 9.12 |
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Commercial and industrial loans | 27,602 |
| Tier 1 Capital Ratio | 12.85 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.1 |
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Loans to individuals - Other | 7,878 |
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:· First Security Bank and Trust Company
