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First Security Bank and Trust Company
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First Security Bank and Trust Company
| RSSD ID 894544 | CERTIFICATE 1852 | ABA NUMBER 73901592 |
| 809 Clark St |
Quarter Ended : |
2026-06-30 |
| Charles City, Iowa, 50616 |
Updated : |
2026-07-24 |
| www.1stsecurity.bank |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
8 |
Number of Employees : |
103 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 538,199 |
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Total Interest Income | 12,126 |
| Total Liabilities | 482,229 |
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Total NonInterest Income | 1,534 |
| Total Bank Equity Capital | 55,970 |
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Total Interest Expense | 3,126 |
| Total Deposits | 469,015 |
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Total NonInterest Expense | 8,861 |
| Net Loans & Leases | 343,048 |
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Net Income | 1,538 |
| Loan Loss Allowance | 4,302 |
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Net Charge Offs | 6 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 58,918 |
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Total loans | 349,755 |
| Total assets for the leverage ratio | 544,254 |
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Loans secured by real estate: | 259,874 |
| Tier 1 Leverage Ratio | 10.03 |
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Commercial and industrial loans | 22,629 |
| Tier 1 Capital Ratio | 14.85 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.03 |
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Loans to individuals - Other | 7,414 |
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