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 Citizens & Northern Bank
Citizens & Northern Bank
| RSSD ID 895710 | CERTIFICATE 7799 | ABA NUMBER 31308302 |
| 90 Main St |
Quarter Ended : |
2025-09-30 |
| Wellsboro, Pennsylvania, 16901 |
Updated : |
2025-10-27 |
| www.cnbankpa.com |
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| Institution Profile |
| Year Opened : |
1864 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
35 |
Number of Employees : |
379 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,651,527 |
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Total Interest Income | 97,563 |
| Total Liabilities | 2,348,311 |
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Total NonInterest Income | 22,467 |
| Total Bank Equity Capital | 303,216 |
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Total Interest Expense | 33,407 |
| Total Deposits | 2,184,401 |
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Total NonInterest Expense | 57,137 |
| Net Loans & Leases | 1,921,633 |
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Net Income | 20,000 |
| Loan Loss Allowance | 23,474 |
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Net Charge Offs | 733 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 299,291 |
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Total loans | 1,926,231 |
| Total assets for the leverage ratio | 2,588,986 |
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Loans secured by real estate: | 1,640,486 |
| Tier 1 Leverage Ratio | 10.61 |
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Commercial and industrial loans | 179,681 |
| Tier 1 Capital Ratio | 13.98 |
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Loans to individuals - Credit Cards | 3,871 |
| Total Capital Ratio | 15.23 |
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Loans to individuals - Other | 12,587 |
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:· Citizens & Northern Bank
