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 Citizens & Northern Bank
Citizens & Northern Bank
| RSSD ID 895710 | CERTIFICATE 7799 | ABA NUMBER 31308302 |
| 90 Main St |
Quarter Ended : |
2025-06-30 |
| Wellsboro, Pennsylvania, 16901 |
Updated : |
2025-07-29 |
| www.cnbankpa.com |
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| Institution Profile |
| Year Opened : |
1864 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
28 |
Number of Employees : |
388 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,598,271 |
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Total Interest Income | 63,995 |
| Total Liabilities | 2,302,373 |
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Total NonInterest Income | 15,174 |
| Total Bank Equity Capital | 295,898 |
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Total Interest Expense | 22,362 |
| Total Deposits | 2,127,673 |
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Total NonInterest Expense | 37,971 |
| Net Loans & Leases | 1,897,559 |
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Net Income | 13,120 |
| Loan Loss Allowance | 21,699 |
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Net Charge Offs | 639 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 294,320 |
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Total loans | 1,901,420 |
| Total assets for the leverage ratio | 2,559,083 |
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Loans secured by real estate: | 1,619,247 |
| Tier 1 Leverage Ratio | 10.62 |
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Commercial and industrial loans | 165,892 |
| Tier 1 Capital Ratio | 14.05 |
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Loans to individuals - Credit Cards | 3,990 |
| Total Capital Ratio | 15.21 |
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Loans to individuals - Other | 13,154 |
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:· Citizens & Northern Bank
