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 Citizens & Northern Bank
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Citizens & Northern Bank
| RSSD ID 895710 | CERTIFICATE 7799 | ABA NUMBER 31308302 |
| 90 Main St |
Quarter Ended : |
2026-06-30 |
| Wellsboro, Pennsylvania, 16901 |
Updated : |
2026-07-27 |
| www.cnbankpa.com |
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| Institution Profile |
| Year Opened : |
1864 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
35 |
Number of Employees : |
453 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,143,130 |
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Total Interest Income | 82,006 |
| Total Liabilities | 2,787,339 |
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Total NonInterest Income | 17,995 |
| Total Bank Equity Capital | 355,791 |
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Total Interest Expense | 23,392 |
| Total Deposits | 2,610,552 |
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Total NonInterest Expense | 46,019 |
| Net Loans & Leases | 2,316,264 |
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Net Income | 15,095 |
| Loan Loss Allowance | 32,583 |
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Net Charge Offs | 10,405 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 338,125 |
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Total loans | 2,382,190 |
| Total assets for the leverage ratio | 3,092,184 |
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Loans secured by real estate: | 2,037,233 |
| Tier 1 Leverage Ratio | 9.96 |
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Commercial and industrial loans | 196,564 |
| Tier 1 Capital Ratio | 12.85 |
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Loans to individuals - Credit Cards | 4,371 |
| Total Capital Ratio | 14.1 |
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Loans to individuals - Other | 16,686 |
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:· Citizens & Northern Bank
