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 Shell Lake State Bank
Shell Lake State Bank
| RSSD ID 896155 | CERTIFICATE 14911 | ABA NUMBER 91809472 |
| 102 W 5th Ave |
Quarter Ended : |
2025-12-31 |
| Shell Lake, Wisconsin, 54871 |
Updated : |
2026-01-27 |
| www.shelllakestatebank.com |
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| Institution Profile |
| Year Opened : |
1916 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
49 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 364,718 |
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Total Interest Income | 17,086 |
| Total Liabilities | 326,875 |
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Total NonInterest Income | 1,061 |
| Total Bank Equity Capital | 37,843 |
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Total Interest Expense | 6,562 |
| Total Deposits | 318,536 |
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Total NonInterest Expense | 6,728 |
| Net Loans & Leases | 229,792 |
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Net Income | 4,512 |
| Loan Loss Allowance | 2,918 |
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Net Charge Offs | 21 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 230,637 |
| Total assets for the leverage ratio | 372,762 |
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Loans secured by real estate: | 193,375 |
| Tier 1 Leverage Ratio | 11.6 |
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Commercial and industrial loans | 9,070 |
| Off Balance Sheet Exposures (%) | 9.89 |
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Loans to individuals - Credit Cards | 72 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 10,159 |
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:· Shell Lake State Bank
