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 Ponce Bank, National Association
Ponce Bank, National Association
| RSSD ID 897170 | CERTIFICATE 31189 | ABA NUMBER 226070131 |
| 2244 Westchester Ave |
Quarter Ended : |
2025-12-31 |
| Bronx, New York, 10462 |
Updated : |
2026-01-29 |
| www.poncebank.com |
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| Institution Profile |
| Year Opened : |
1960 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
13 |
Number of Employees : |
216 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,214,470 |
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Total Interest Income | 185,524 |
| Total Liabilities | 2,709,680 |
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Total NonInterest Income | 9,622 |
| Total Bank Equity Capital | 504,790 |
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Total Interest Expense | 85,961 |
| Total Deposits | 2,061,697 |
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Total NonInterest Expense | 63,482 |
| Net Loans & Leases | 2,599,258 |
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Net Income | 31,385 |
| Loan Loss Allowance | 25,449 |
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Net Charge Offs | 1,522 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 543,075 |
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Total loans | 2,572,286 |
| Total assets for the leverage ratio | 3,198,622 |
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Loans secured by real estate: | 2,519,893 |
| Tier 1 Leverage Ratio | 16.12 |
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Commercial and industrial loans | 51,667 |
| Tier 1 Capital Ratio | 20.53 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 21.63 |
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Loans to individuals - Other | 650 |
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:· Ponce Bank, National Association
