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 Ponce Bank
Ponce Bank
| RSSD ID 897170 | CERTIFICATE 31189 | ABA NUMBER 226070131 |
| 2244 Westchester Ave |
Quarter Ended : |
2025-03-31 |
| Bronx, New York, 10462 |
Updated : |
2025-04-25 |
| www.poncebank.com |
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| Institution Profile |
| Year Opened : |
1960 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
211 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,076,841 |
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Total Interest Income | 43,996 |
| Total Liabilities | 2,601,070 |
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Total NonInterest Income | 2,269 |
| Total Bank Equity Capital | 475,771 |
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Total Interest Expense | 21,855 |
| Total Deposits | 2,030,903 |
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Total NonInterest Expense | 16,016 |
| Net Loans & Leases | 2,370,931 |
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Net Income | 6,563 |
| Loan Loss Allowance | 22,974 |
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Net Charge Offs | 260 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 514,076 |
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Total loans | 2,369,432 |
| Total assets for the leverage ratio | 3,134,517 |
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Loans secured by real estate: | 2,327,463 |
| Tier 1 Leverage Ratio | 15.61 |
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Commercial and industrial loans | 39,606 |
| Tier 1 Capital Ratio | 20.35 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 21.38 |
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Loans to individuals - Other | 2,286 |
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:· Ponce Bank
