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Ponce Bank
Ponce Bank
RSSD ID 897170 | CERTIFICATE 31189 | ABA NUMBER 226070131 |
2244 Westchester Ave |
Quarter Ended : |
2025-06-30 |
Bronx, New York, 10462 |
Updated : |
2025-07-25 |
www.poncebank.com |
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Institution Profile |
Year Opened : |
1960 |
Institution Type : |
Savings bank |
Entity Type : |
Federal |
Federal Regulator : |
OCC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
14 |
Number of Employees : |
206 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 3,143,813 |
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Total Interest Income | 89,857 |
Total Liabilities | 2,660,219 |
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Total NonInterest Income | 4,474 |
Total Bank Equity Capital | 483,594 |
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Total Interest Expense | 43,352 |
Total Deposits | 2,065,934 |
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Total NonInterest Expense | 32,027 |
Net Loans & Leases | 2,458,712 |
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Net Income | 13,454 |
Loan Loss Allowance | 24,100 |
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Net Charge Offs | 481 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 522,729 |
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Total loans | 2,447,713 |
Total assets for the leverage ratio | 3,106,007 |
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Loans secured by real estate: | 2,397,899 |
Tier 1 Leverage Ratio | 15.99 |
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Commercial and industrial loans | 48,839 |
Tier 1 Capital Ratio | 20.15 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 21.22 |
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Loans to individuals - Other | 909 |
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