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 Ponce Bank, National Association
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Ponce Bank, National Association
| RSSD ID 897170 | CERTIFICATE 31189 | ABA NUMBER 226070131 |
| 2244 Westchester Ave |
Quarter Ended : |
2026-06-30 |
| Bronx, New York, 10462 |
Updated : |
2026-07-28 |
| www.poncebank.com |
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| Institution Profile |
| Year Opened : |
1960 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
13 |
Number of Employees : |
229 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,485,007 |
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Total Interest Income | 100,314 |
| Total Liabilities | 2,959,723 |
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Total NonInterest Income | 3,461 |
| Total Bank Equity Capital | 525,284 |
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Total Interest Expense | 42,140 |
| Total Deposits | 2,287,013 |
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Total NonInterest Expense | 33,358 |
| Net Loans & Leases | 2,879,740 |
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Net Income | 19,146 |
| Loan Loss Allowance | 27,554 |
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Net Charge Offs | 857 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 566,435 |
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Total loans | 2,801,281 |
| Total assets for the leverage ratio | 3,390,443 |
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Loans secured by real estate: | 2,720,925 |
| Tier 1 Leverage Ratio | 15.81 |
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Commercial and industrial loans | 79,738 |
| Tier 1 Capital Ratio | 17.87 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.88 |
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Loans to individuals - Other | 558 |
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:· Ponce Bank, National Association
