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 Citizens Bank of Morgantown, Inc.
Citizens Bank of Morgantown, Inc.
| RSSD ID 897237 | CERTIFICATE 22954 | ABA NUMBER 251573182 |
| 265 High St |
Quarter Ended : |
2025-12-31 |
| Morgantown, West Virginia, 26505 |
Updated : |
2026-01-28 |
| www.citizensbankwv.com |
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| Institution Profile |
| Year Opened : |
1979 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
9 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 51,557 |
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Total Interest Income | 2,867 |
| Total Liabilities | 42,529 |
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Total NonInterest Income | 172 |
| Total Bank Equity Capital | 9,028 |
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Total Interest Expense | 604 |
| Total Deposits | 41,786 |
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Total NonInterest Expense | 1,722 |
| Net Loans & Leases | 37,650 |
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Net Income | 541 |
| Loan Loss Allowance | 771 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 37,861 |
| Total assets for the leverage ratio | 51,419 |
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Loans secured by real estate: | 33,932 |
| Tier 1 Leverage Ratio | 18.42 |
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Commercial and industrial loans | 1,764 |
| Off Balance Sheet Exposures (%) | 9.48 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,165 |
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:· Citizens Bank of Morgantown, Inc.
