|
 |
|
|
 Citizens Bank of Morgantown, Inc.
Citizens Bank of Morgantown, Inc.
| RSSD ID 897237 | CERTIFICATE 22954 | ABA NUMBER 251573182 |
| 265 High St |
Quarter Ended : |
2025-03-31 |
| Morgantown, West Virginia, 26505 |
Updated : |
2025-04-22 |
| www.citizensbankwv.com |
|
| Institution Profile |
| Year Opened : |
1979 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
9 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 51,267 |
|
Total Interest Income | 688 |
| Total Liabilities | 43,062 |
|
Total NonInterest Income | 102 |
| Total Bank Equity Capital | 8,205 |
|
Total Interest Expense | 162 |
| Total Deposits | 42,567 |
|
Total NonInterest Expense | 452 |
| Net Loans & Leases | 36,519 |
|
Net Income | 132 |
| Loan Loss Allowance | 756 |
|
Net Charge Offs | 0 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 36,926 |
| Total assets for the leverage ratio | 50,258 |
|
Loans secured by real estate: | 33,441 |
| Tier 1 Leverage Ratio | 18.14 |
|
Commercial and industrial loans | 1,623 |
| Off Balance Sheet Exposures (%) | 7.78 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 1,940 |
|
|
|
|
:· Citizens Bank of Morgantown, Inc.
