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 Minnstar Bank National Association
Minnstar Bank National Association
| RSSD ID 89854 | CERTIFICATE 13809 | ABA NUMBER 91903404 |
| 202 N Main St |
Quarter Ended : |
2025-12-31 |
| Lake Crystal, Minnesota, 56055 |
Updated : |
2026-01-26 |
| www.minnstarbank.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
25 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 191,406 |
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Total Interest Income | 10,535 |
| Total Liabilities | 170,168 |
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Total NonInterest Income | 608 |
| Total Bank Equity Capital | 21,238 |
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Total Interest Expense | 4,083 |
| Total Deposits | 167,619 |
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Total NonInterest Expense | 4,659 |
| Net Loans & Leases | 154,224 |
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Net Income | 1,562 |
| Loan Loss Allowance | 2,349 |
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Net Charge Offs | 399 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 23,140 |
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Total loans | 153,176 |
| Total assets for the leverage ratio | 190,436 |
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Loans secured by real estate: | 121,568 |
| Tier 1 Leverage Ratio | 11.2 |
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Commercial and industrial loans | 13,670 |
| Tier 1 Capital Ratio | 14.77 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.02 |
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Loans to individuals - Other | 841 |
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:· Minnstar Bank National Association
