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Minnstar Bank National Association
Minnstar Bank National Association
RSSD ID 89854 | CERTIFICATE 13809 | ABA NUMBER 91903404 |
202 N Main St |
Quarter Ended : |
2025-03-31 |
Lake Crystal, Minnesota, 56055 |
Updated : |
2025-04-29 |
www.minnstarbank.com |
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Institution Profile |
Year Opened : |
1934 |
Institution Type : |
Commercial bank |
Entity Type : |
Federal |
Federal Regulator : |
OCC |
Member Federal Reserve : |
Yes |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
2 |
Number of Employees : |
27 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 196,522 |
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Total Interest Income | 2,642 |
Total Liabilities | 175,395 |
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Total NonInterest Income | 168 |
Total Bank Equity Capital | 21,127 |
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Total Interest Expense | 1,042 |
Total Deposits | 167,917 |
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Total NonInterest Expense | 1,155 |
Net Loans & Leases | 154,951 |
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Net Income | 441 |
Loan Loss Allowance | 2,530 |
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Net Charge Offs | 4 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 23,145 |
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Total loans | 158,866 |
Total assets for the leverage ratio | 195,405 |
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Loans secured by real estate: | 123,692 |
Tier 1 Leverage Ratio | 10.92 |
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Commercial and industrial loans | 15,962 |
Tier 1 Capital Ratio | 14.84 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 16.09 |
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Loans to individuals - Other | 1,106 |
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