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 First Federal Community Bank, SSB
First Federal Community Bank, SSB
| RSSD ID 898579 | CERTIFICATE 27678 | ABA NUMBER 311972704 |
| 630 Clarksville St |
Quarter Ended : |
2025-12-31 |
| Paris, Texas, 75460 |
Updated : |
2026-01-23 |
| www.ffcbank.com |
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| Institution Profile |
| Year Opened : |
1922 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
82 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 607,976 |
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Total Interest Income | 32,111 |
| Total Liabilities | 532,621 |
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Total NonInterest Income | 3,109 |
| Total Bank Equity Capital | 75,355 |
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Total Interest Expense | 11,045 |
| Total Deposits | 526,074 |
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Total NonInterest Expense | 16,478 |
| Net Loans & Leases | 474,088 |
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Net Income | 5,807 |
| Loan Loss Allowance | 6,067 |
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Net Charge Offs | 68 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 82,058 |
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Total loans | 480,408 |
| Total assets for the leverage ratio | 599,692 |
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Loans secured by real estate: | 390,883 |
| Tier 1 Leverage Ratio | 12.79 |
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Commercial and industrial loans | 48,549 |
| Tier 1 Capital Ratio | 17.99 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.24 |
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Loans to individuals - Other | 11,133 |
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:· First Federal Community Bank, SSB
