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First Federal Community Bank, SSB
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First Federal Community Bank, SSB
| RSSD ID 898579 | CERTIFICATE 27678 | ABA NUMBER 311972704 |
| 630 Clarksville St |
Quarter Ended : |
2026-06-30 |
| Paris, Texas, 75460 |
Updated : |
2026-07-27 |
| www.ffcbank.com |
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| Institution Profile |
| Year Opened : |
1922 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
83 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 603,645 |
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Total Interest Income | 16,481 |
| Total Liabilities | 525,348 |
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Total NonInterest Income | 1,634 |
| Total Bank Equity Capital | 78,297 |
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Total Interest Expense | 5,355 |
| Total Deposits | 520,375 |
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Total NonInterest Expense | 8,742 |
| Net Loans & Leases | 467,527 |
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Net Income | 3,129 |
| Loan Loss Allowance | 6,114 |
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Net Charge Offs | (2) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 469,867 |
| Total assets for the leverage ratio | 608,001 |
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Loans secured by real estate: | 384,037 |
| Tier 1 Leverage Ratio | 13.1 |
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Commercial and industrial loans | 44,615 |
| Off Balance Sheet Exposures (%) | 11.73 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 10,216 |
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