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The Citizens Bank
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The Citizens Bank
| RSSD ID 898627 | CERTIFICATE 15932 | ABA NUMBER 53207339 |
| 124 East Main Street |
Quarter Ended : |
2026-06-30 |
| Olanta, South Carolina, 29114 |
Updated : |
2026-07-29 |
| www.tcbsc.bank |
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| Institution Profile |
| Year Opened : |
1938 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Over 1 Billion |
| Number of Offices : |
26 |
Number of Employees : |
204 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,137,975 |
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Total Interest Income | 28,203 |
| Total Liabilities | 1,015,846 |
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Total NonInterest Income | 4,136 |
| Total Bank Equity Capital | 122,129 |
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Total Interest Expense | 5,750 |
| Total Deposits | 1,006,124 |
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Total NonInterest Expense | 17,036 |
| Net Loans & Leases | 628,272 |
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Net Income | 7,038 |
| Loan Loss Allowance | 7,967 |
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Net Charge Offs | 158 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 119,963 |
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Total loans | 634,360 |
| Total assets for the leverage ratio | 1,129,219 |
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Loans secured by real estate: | 550,025 |
| Tier 1 Leverage Ratio | 9.91 |
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Commercial and industrial loans | 49,017 |
| Tier 1 Capital Ratio | 17.33 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.58 |
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Loans to individuals - Other | 35,717 |
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