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 The Citizens Bank
The Citizens Bank
| RSSD ID 898627 | CERTIFICATE 15932 | ABA NUMBER 53207339 |
| 124 East Main Street |
Quarter Ended : |
2025-12-31 |
| Olanta, South Carolina, 29114 |
Updated : |
2026-01-30 |
| www.tcbsc.bank |
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| Institution Profile |
| Year Opened : |
1938 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Over 1 Billion |
| Number of Offices : |
25 |
Number of Employees : |
197 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,103,926 |
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Total Interest Income | 53,364 |
| Total Liabilities | 986,424 |
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Total NonInterest Income | 8,298 |
| Total Bank Equity Capital | 117,502 |
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Total Interest Expense | 12,135 |
| Total Deposits | 978,214 |
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Total NonInterest Expense | 33,215 |
| Net Loans & Leases | 620,384 |
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Net Income | 11,924 |
| Loan Loss Allowance | 7,514 |
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Net Charge Offs | 405 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 113,273 |
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Total loans | 619,306 |
| Total assets for the leverage ratio | 1,082,327 |
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Loans secured by real estate: | 551,116 |
| Tier 1 Leverage Ratio | 9.72 |
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Commercial and industrial loans | 38,250 |
| Tier 1 Capital Ratio | 16.19 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.44 |
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Loans to individuals - Other | 30,340 |
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:· The Citizens Bank
