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Wilson & Muir Bank & Trust Company
Wilson & Muir Bank & Trust Company
| RSSD ID 899343 | CERTIFICATE 17040 | ABA NUMBER 83902044 |
| 107 N 3rd St |
Quarter Ended : |
2025-06-30 |
| Bardstown, Kentucky, 40004 |
Updated : |
2025-07-15 |
| www.wilsonmuirbank.com |
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| Institution Profile |
| Year Opened : |
1865 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
138 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 802,908 |
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Total Interest Income | 22,296 |
| Total Liabilities | 759,468 |
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Total NonInterest Income | 1,915 |
| Total Bank Equity Capital | 43,440 |
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Total Interest Expense | 4,775 |
| Total Deposits | 719,754 |
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Total NonInterest Expense | 8,718 |
| Net Loans & Leases | 518,805 |
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Net Income | 10,676 |
| Loan Loss Allowance | 5,328 |
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Net Charge Offs | (224) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 78,961 |
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Total loans | 526,594 |
| Total assets for the leverage ratio | 844,949 |
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Loans secured by real estate: | 440,227 |
| Tier 1 Leverage Ratio | 8.71 |
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Commercial and industrial loans | 59,921 |
| Tier 1 Capital Ratio | 13.05 |
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Loans to individuals - Credit Cards | 863 |
| Total Capital Ratio | 14 |
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Loans to individuals - Other | 14,195 |
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