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First Bank
First Bank
RSSD ID 899428 | CERTIFICATE 6917 | ABA NUMBER 51402589 |
112 W King St |
Quarter Ended : |
2025-06-30 |
Strasburg, Virginia, 22657 |
Updated : |
2025-07-29 |
www.fbvirginia.com |
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Institution Profile |
Year Opened : |
1907 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FED |
Member Federal Reserve : |
Yes |
S-Corp : |
No |
Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
33 |
Number of Employees : |
294 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 2,041,259 |
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Total Interest Income | 49,187 |
Total Liabilities | 1,868,845 |
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Total NonInterest Income | 7,601 |
Total Bank Equity Capital | 172,414 |
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Total Interest Expense | 12,120 |
Total Deposits | 1,835,759 |
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Total NonInterest Expense | 33,108 |
Net Loans & Leases | 1,427,837 |
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Net Income | 7,902 |
Loan Loss Allowance | 15,186 |
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Net Charge Offs | 2,849 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 189,115 |
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Total loans | 1,445,895 |
Total assets for the leverage ratio | 2,023,674 |
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Loans secured by real estate: | 1,317,071 |
Tier 1 Leverage Ratio | 8.56 |
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Commercial and industrial loans | 110,704 |
Tier 1 Capital Ratio | 11.81 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 12.89 |
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Loans to individuals - Other | 8,232 |
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