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 Cendera Bank
Cendera Bank
| RSSD ID 89957 | CERTIFICATE 3098 | ABA NUMBER 111909391 |
| 615 E Bells Blvd |
Quarter Ended : |
2025-12-31 |
| Bells, Texas, 75414 |
Updated : |
2026-02-11 |
| cenderabank.com |
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| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
35 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 227,920 |
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Total Interest Income | 16,073 |
| Total Liabilities | 200,965 |
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Total NonInterest Income | 328 |
| Total Bank Equity Capital | 26,955 |
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Total Interest Expense | 6,941 |
| Total Deposits | 199,391 |
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Total NonInterest Expense | 8,268 |
| Net Loans & Leases | 174,583 |
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Net Income | 674 |
| Loan Loss Allowance | 2,060 |
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Net Charge Offs | 82 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 186,591 |
| Total assets for the leverage ratio | 242,613 |
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Loans secured by real estate: | 147,991 |
| Tier 1 Leverage Ratio | 11.09 |
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Commercial and industrial loans | 38,033 |
| Off Balance Sheet Exposures (%) | 12.22 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 549 |
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:· Cendera Bank
