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Cendera Bank
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Cendera Bank
| RSSD ID 89957 | CERTIFICATE 3098 | ABA NUMBER 111909391 |
| 615 E Bells Blvd |
Quarter Ended : |
2026-06-30 |
| Bells, Texas, 75414 |
Updated : |
2026-07-30 |
| cenderabank.com |
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| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
33 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 257,603 |
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Total Interest Income | 7,840 |
| Total Liabilities | 230,237 |
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Total NonInterest Income | 180 |
| Total Bank Equity Capital | 27,366 |
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Total Interest Expense | 3,061 |
| Total Deposits | 228,505 |
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Total NonInterest Expense | 4,349 |
| Net Loans & Leases | 199,068 |
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Net Income | 445 |
| Loan Loss Allowance | 2,083 |
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Net Charge Offs | (8) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 195,322 |
| Total assets for the leverage ratio | 243,790 |
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Loans secured by real estate: | 152,182 |
| Tier 1 Leverage Ratio | 11.25 |
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Commercial and industrial loans | 42,664 |
| Off Balance Sheet Exposures (%) | 11.43 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 463 |
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