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 Citizens State Bank
Citizens State Bank
| RSSD ID 899651 | CERTIFICATE 11905 | ABA NUMBER 113118342 |
| 300 N Home St |
Quarter Ended : |
2025-12-31 |
| Corrigan, Texas, 75939 |
Updated : |
2026-01-28 |
| www.csbanktx.com |
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| Institution Profile |
| Year Opened : |
1919 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
27 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 187,074 |
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Total Interest Income | 10,580 |
| Total Liabilities | 167,031 |
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Total NonInterest Income | 982 |
| Total Bank Equity Capital | 20,043 |
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Total Interest Expense | 3,141 |
| Total Deposits | 165,318 |
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Total NonInterest Expense | 4,320 |
| Net Loans & Leases | 121,341 |
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Net Income | 3,506 |
| Loan Loss Allowance | 1,448 |
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Net Charge Offs | 614 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 122,130 |
| Total assets for the leverage ratio | 189,525 |
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Loans secured by real estate: | 71,041 |
| Tier 1 Leverage Ratio | 11.48 |
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Commercial and industrial loans | 22,533 |
| Off Balance Sheet Exposures (%) | 3.04 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 20,612 |
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:· Citizens State Bank
