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Citizens State Bank
Citizens State Bank
RSSD ID 899651 | CERTIFICATE 11905 | ABA NUMBER 113118342 |
300 N Home St |
Quarter Ended : |
2025-06-30 |
Corrigan, Texas, 75939 |
Updated : |
2025-07-29 |
www.csbanktx.com |
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Institution Profile |
Year Opened : |
1919 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
Yes |
Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
Filing Type : |
051 |
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Specialization : |
All Other Under 1 Billion |
Number of Offices : |
2 |
Number of Employees : |
30 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 186,965 |
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Total Interest Income | 5,240 |
Total Liabilities | 168,194 |
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Total NonInterest Income | 501 |
Total Bank Equity Capital | 18,771 |
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Total Interest Expense | 1,580 |
Total Deposits | 167,025 |
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Total NonInterest Expense | 2,241 |
Net Loans & Leases | 123,551 |
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Net Income | 1,710 |
Loan Loss Allowance | 1,499 |
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Net Charge Offs | 178 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Community Bank Leverage Ratio | Yes |
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Total loans | 125,789 |
Total assets for the leverage ratio | 188,393 |
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Loans secured by real estate: | 71,242 |
Tier 1 Leverage Ratio | 11.45 |
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Commercial and industrial loans | 24,805 |
Off Balance Sheet Exposures (%) | 2.46 |
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Loans to individuals - Credit Cards | 0 |
Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 21,298 |
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