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 Rayne State Bank & Trust Company
Rayne State Bank & Trust Company
| RSSD ID 900034 | CERTIFICATE 16075 | ABA NUMBER 65204443 |
| 200 S Adams Ave |
Quarter Ended : |
2025-12-31 |
| Rayne, Louisiana, 70578 |
Updated : |
2026-01-09 |
| www.bankonnet.bank |
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| Institution Profile |
| Year Opened : |
1943 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
73 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 541,188 |
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Total Interest Income | 29,521 |
| Total Liabilities | 490,256 |
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Total NonInterest Income | 1,854 |
| Total Bank Equity Capital | 50,932 |
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Total Interest Expense | 7,771 |
| Total Deposits | 484,987 |
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Total NonInterest Expense | 12,658 |
| Net Loans & Leases | 331,826 |
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Net Income | 10,540 |
| Loan Loss Allowance | 6,244 |
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Net Charge Offs | 78 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 65,748 |
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Total loans | 331,412 |
| Total assets for the leverage ratio | 554,311 |
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Loans secured by real estate: | 261,244 |
| Tier 1 Leverage Ratio | 11.08 |
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Commercial and industrial loans | 64,917 |
| Tier 1 Capital Ratio | 17.89 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.15 |
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Loans to individuals - Other | 3,870 |
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:· Rayne State Bank & Trust Company
