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 Palo Savings Bank
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Palo Savings Bank
| RSSD ID 90047 | CERTIFICATE 13990 | ABA NUMBER 73915193 |
| 2801 Hollenbeck Rd |
Quarter Ended : |
2026-06-30 |
| Palo, Iowa, 52324 |
Updated : |
2026-07-07 |
| www.palosavingsbank.com |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
7 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 49,179 |
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Total Interest Income | 1,092 |
| Total Liabilities | 45,434 |
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Total NonInterest Income | 56 |
| Total Bank Equity Capital | 3,745 |
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Total Interest Expense | 349 |
| Total Deposits | 45,303 |
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Total NonInterest Expense | 509 |
| Net Loans & Leases | 21,587 |
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Net Income | 278 |
| Loan Loss Allowance | 223 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 21,739 |
| Total assets for the leverage ratio | 50,862 |
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Loans secured by real estate: | 16,251 |
| Tier 1 Leverage Ratio | 11.71 |
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Commercial and industrial loans | 1,658 |
| Off Balance Sheet Exposures (%) | 6.73 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,339 |
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:· Palo Savings Bank
