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Fulton Savings Bank
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Fulton Savings Bank
| RSSD ID 900502 | CERTIFICATE 15966 | ABA NUMBER 221370496 |
| 75 S 1st St |
Quarter Ended : |
2026-06-30 |
| Fulton, New York, 13069 |
Updated : |
2026-07-24 |
| www.fultonsavings.com |
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| Institution Profile |
| Year Opened : |
1871 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
69 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 492,262 |
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Total Interest Income | 9,373 |
| Total Liabilities | 349,606 |
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Total NonInterest Income | 4,253 |
| Total Bank Equity Capital | 142,656 |
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Total Interest Expense | 1,181 |
| Total Deposits | 283,826 |
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Total NonInterest Expense | 6,992 |
| Net Loans & Leases | 261,019 |
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Net Income | 4,402 |
| Loan Loss Allowance | 1,447 |
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Net Charge Offs | 9 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 154,992 |
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Total loans | 261,122 |
| Total assets for the leverage ratio | 488,404 |
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Loans secured by real estate: | 257,423 |
| Tier 1 Leverage Ratio | 31.44 |
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Commercial and industrial loans | 771 |
| Tier 1 Capital Ratio | 41.32 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 41.71 |
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Loans to individuals - Other | 2,421 |
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