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 Fulton Savings Bank
Fulton Savings Bank
| RSSD ID 900502 | CERTIFICATE 15966 | ABA NUMBER 221370496 |
| 75 S 1st St |
Quarter Ended : |
2025-06-30 |
| Fulton, New York, 13069 |
Updated : |
2025-07-29 |
| www.fultonsavings.com |
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| Institution Profile |
| Year Opened : |
1871 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
6 |
Number of Employees : |
70 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 480,901 |
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Total Interest Income | 9,104 |
| Total Liabilities | 352,999 |
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Total NonInterest Income | 3,332 |
| Total Bank Equity Capital | 127,902 |
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Total Interest Expense | 1,210 |
| Total Deposits | 304,891 |
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Total NonInterest Expense | 6,685 |
| Net Loans & Leases | 247,343 |
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Net Income | 3,622 |
| Loan Loss Allowance | 1,374 |
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Net Charge Offs | 71 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 145,170 |
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Total loans | 248,532 |
| Total assets for the leverage ratio | 472,281 |
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Loans secured by real estate: | 243,436 |
| Tier 1 Leverage Ratio | 30.45 |
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Commercial and industrial loans | 1,032 |
| Tier 1 Capital Ratio | 40.54 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 40.93 |
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Loans to individuals - Other | 2,364 |
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:· Fulton Savings Bank
