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 Carthage Savings and Loan, National Association
Carthage Savings and Loan, National Association
| RSSD ID 900678 | CERTIFICATE 28942 | ABA NUMBER 221371563 |
| 313 State St |
Quarter Ended : |
2025-12-31 |
| Carthage, New York, 13619 |
Updated : |
2026-01-29 |
| carthagesavings.com |
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| Institution Profile |
| Year Opened : |
1888 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
39 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 304,264 |
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Total Interest Income | 13,350 |
| Total Liabilities | 258,649 |
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Total NonInterest Income | 542 |
| Total Bank Equity Capital | 45,615 |
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Total Interest Expense | 5,352 |
| Total Deposits | 251,174 |
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Total NonInterest Expense | 6,557 |
| Net Loans & Leases | 231,591 |
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Net Income | 1,537 |
| Loan Loss Allowance | 1,467 |
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Net Charge Offs | 37 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 38,825 |
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Total loans | 228,416 |
| Total assets for the leverage ratio | 296,821 |
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Loans secured by real estate: | 225,031 |
| Tier 1 Leverage Ratio | 12.59 |
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Commercial and industrial loans | 246 |
| Tier 1 Capital Ratio | 24.97 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 25.96 |
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Loans to individuals - Other | 6,180 |
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:· Carthage Savings and Loan, National Association
