|
 |
|
|
 Heritage Bank National Association
|
Heritage Bank National Association
| RSSD ID 901358 | CERTIFICATE 19254 | ABA NUMBER 91914710 |
| 110 W South St |
Quarter Ended : |
2026-06-30 |
| Spicer, Minnesota, 56288 |
Updated : |
2026-07-30 |
| www.heritagebankna.com |
|
| Institution Profile |
| Year Opened : |
1964 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
89 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 361,058 |
|
Total Interest Income | 9,983 |
| Total Liabilities | 323,183 |
|
Total NonInterest Income | 1,477 |
| Total Bank Equity Capital | 37,875 |
|
Total Interest Expense | 3,386 |
| Total Deposits | 286,263 |
|
Total NonInterest Expense | 8,573 |
| Net Loans & Leases | 296,163 |
|
Net Income | (33) |
| Loan Loss Allowance | 5,738 |
|
Net Charge Offs | 79 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 42,611 |
|
Total loans | 305,243 |
| Total assets for the leverage ratio | 364,307 |
|
Loans secured by real estate: | 273,206 |
| Tier 1 Leverage Ratio | 10.81 |
|
Commercial and industrial loans | 28,648 |
| Tier 1 Capital Ratio | 15.33 |
|
Loans to individuals - Credit Cards | 123 |
| Total Capital Ratio | 16.59 |
|
Loans to individuals - Other | 5,495 |
|
|
|
|
:· Heritage Bank National Association
