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 First Federal Savings and Loan Association
First Federal Savings and Loan Association
| RSSD ID 90177 | CERTIFICATE 30812 | ABA NUMBER 265371121 |
| 903 Jackson Ave |
Quarter Ended : |
2025-09-30 |
| Pascagoula, Mississippi, 39567 |
Updated : |
2025-10-28 |
| www.firstwithus.com |
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| Institution Profile |
| Year Opened : |
1955 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
52 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 380,719 |
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Total Interest Income | 13,887 |
| Total Liabilities | 345,723 |
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Total NonInterest Income | 649 |
| Total Bank Equity Capital | 34,996 |
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Total Interest Expense | 7,590 |
| Total Deposits | 249,463 |
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Total NonInterest Expense | 6,233 |
| Net Loans & Leases | 318,685 |
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Net Income | 627 |
| Loan Loss Allowance | 1,276 |
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Net Charge Offs | 46 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 72,044 |
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Total loans | 319,068 |
| Total assets for the leverage ratio | 380,350 |
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Loans secured by real estate: | 316,683 |
| Tier 1 Leverage Ratio | 9.4 |
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Commercial and industrial loans | 0 |
| Tier 1 Capital Ratio | 18.66 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 37.61 |
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Loans to individuals - Other | 2,385 |
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:· First Federal Savings and Loan Association
