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 Defiance State Bank
Defiance State Bank
| RSSD ID 902645 | CERTIFICATE 17450 | ABA NUMBER 73922212 |
| 201 Main Ave |
Quarter Ended : |
2025-12-31 |
| Defiance, Iowa, 51527 |
Updated : |
2026-01-08 |
| defiancestatebank.com |
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| Institution Profile |
| Year Opened : |
1951 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
7 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 41,777 |
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Total Interest Income | 2,047 |
| Total Liabilities | 37,722 |
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Total NonInterest Income | 64 |
| Total Bank Equity Capital | 4,055 |
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Total Interest Expense | 522 |
| Total Deposits | 31,061 |
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Total NonInterest Expense | 1,314 |
| Net Loans & Leases | 31,522 |
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Net Income | 235 |
| Loan Loss Allowance | 200 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 4,255 |
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Total loans | 30,285 |
| Total assets for the leverage ratio | 40,533 |
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Loans secured by real estate: | 18,189 |
| Tier 1 Leverage Ratio | 10 |
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Commercial and industrial loans | 1,631 |
| Tier 1 Capital Ratio | 10.34 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 10.85 |
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Loans to individuals - Other | 1,904 |
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:· Defiance State Bank
