|
 |
 |
|
Hearthside Bank Corporation
|
Hearthside Bank Corporation
| RSSD ID 902672 | CERTIFICATE 31236 | ABA NUMBER 242170426 |
| 1602 Cumberland Ave |
Quarter Ended : |
2026-06-30 |
| Middlesboro, Kentucky, 40965 |
Updated : |
2026-08-10 |
| www.hearthsidebank.com |
|
| Institution Profile |
| Year Opened : |
1920 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
104 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
| Total Assets | 608,940 |
|
Total Interest Income | 16,152 |
| Total Liabilities | 553,957 |
|
Total NonInterest Income | 2,171 |
| Total Bank Equity Capital | 54,983 |
|
Total Interest Expense | 5,350 |
| Total Deposits | 547,905 |
|
Total NonInterest Expense | 9,367 |
| Net Loans & Leases | 451,170 |
|
Net Income | 2,521 |
| Loan Loss Allowance | 5,668 |
|
Net Charge Offs | (26) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
| Total capital | 66,052 |
|
Total loans | 456,668 |
| Total assets for the leverage ratio | 603,148 |
|
Loans secured by real estate: | 420,686 |
| Tier 1 Leverage Ratio | 10.07 |
|
Commercial and industrial loans | 20,463 |
| Tier 1 Capital Ratio | 14.27 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.52 |
|
Loans to individuals - Other | 15,336 |
|
|
|
|