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 Hearthside Bank Corporation
Hearthside Bank Corporation
| RSSD ID 902672 | CERTIFICATE 31236 | ABA NUMBER 242170426 |
| 1602 Cumberland Ave |
Quarter Ended : |
2025-12-31 |
| Middlesboro, Kentucky, 40965 |
Updated : |
2026-01-30 |
| www.hearthsidebank.com |
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| Institution Profile |
| Year Opened : |
1920 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
100 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 570,574 |
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Total Interest Income | 30,553 |
| Total Liabilities | 517,729 |
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Total NonInterest Income | 4,330 |
| Total Bank Equity Capital | 52,845 |
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Total Interest Expense | 11,318 |
| Total Deposits | 512,887 |
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Total NonInterest Expense | 17,137 |
| Net Loans & Leases | 432,071 |
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Net Income | 4,631 |
| Loan Loss Allowance | 5,320 |
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Net Charge Offs | 67 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 64,067 |
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Total loans | 436,933 |
| Total assets for the leverage ratio | 593,229 |
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Loans secured by real estate: | 403,737 |
| Tier 1 Leverage Ratio | 9.93 |
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Commercial and industrial loans | 19,424 |
| Tier 1 Capital Ratio | 14.25 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.5 |
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Loans to individuals - Other | 13,530 |
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:· Hearthside Bank Corporation
