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United Community Bank
United Community Bank
RSSD ID 90337 | CERTIFICATE 19143 | ABA NUMBER 65401107 |
4626 Highway 1 |
Quarter Ended : |
2025-03-31 |
Raceland, Louisiana, 70394 |
Updated : |
2025-05-06 |
WWW.UCBANKING.COM |
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Institution Profile |
Year Opened : |
1964 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
Yes |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
11 |
Number of Employees : |
128 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 632,781 |
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Total Interest Income | 9,690 |
Total Liabilities | 536,877 |
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Total NonInterest Income | 623 |
Total Bank Equity Capital | 95,904 |
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Total Interest Expense | 1,706 |
Total Deposits | 523,508 |
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Total NonInterest Expense | 5,605 |
Net Loans & Leases | 500,661 |
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Net Income | 3,002 |
Loan Loss Allowance | 16,663 |
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Net Charge Offs | 20 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Community Bank Leverage Ratio | Yes |
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Total loans | 506,086 |
Total assets for the leverage ratio | 621,479 |
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Loans secured by real estate: | 411,106 |
Tier 1 Leverage Ratio | 15.91 |
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Commercial and industrial loans | 92,725 |
Off Balance Sheet Exposures (%) | 17.39 |
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Loans to individuals - Credit Cards | 214 |
Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,570 |
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