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United Community Bank
United Community Bank
RSSD ID 90337 | CERTIFICATE 19143 | ABA NUMBER 65401107 |
4626 Highway 1 |
Quarter Ended : |
2025-06-30 |
Raceland, Louisiana, 70394 |
Updated : |
2025-07-16 |
WWW.UCBANKING.COM |
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Institution Profile |
Year Opened : |
1964 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
Yes |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
11 |
Number of Employees : |
128 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 649,064 |
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Total Interest Income | 19,809 |
Total Liabilities | 551,788 |
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Total NonInterest Income | 1,047 |
Total Bank Equity Capital | 97,276 |
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Total Interest Expense | 3,626 |
Total Deposits | 527,904 |
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Total NonInterest Expense | 11,883 |
Net Loans & Leases | 495,816 |
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Net Income | 5,347 |
Loan Loss Allowance | 16,681 |
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Net Charge Offs | 3 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Community Bank Leverage Ratio | Yes |
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Total loans | 517,005 |
Total assets for the leverage ratio | 636,391 |
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Loans secured by real estate: | 410,625 |
Tier 1 Leverage Ratio | 15.7 |
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Commercial and industrial loans | 104,990 |
Off Balance Sheet Exposures (%) | 17.72 |
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Loans to individuals - Credit Cards | 260 |
Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,800 |
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