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 United Community Bank
United Community Bank
| RSSD ID 90337 | CERTIFICATE 19143 | ABA NUMBER 65401107 |
| 4626 Highway 1 |
Quarter Ended : |
2025-12-31 |
| Raceland, Louisiana, 70394 |
Updated : |
2026-01-27 |
| WWW.UCBANKING.COM |
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| Institution Profile |
| Year Opened : |
1964 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
130 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 681,188 |
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Total Interest Income | 41,235 |
| Total Liabilities | 582,794 |
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Total NonInterest Income | 3,261 |
| Total Bank Equity Capital | 98,394 |
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Total Interest Expense | 8,161 |
| Total Deposits | 559,734 |
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Total NonInterest Expense | 24,198 |
| Net Loans & Leases | 494,624 |
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Net Income | 12,137 |
| Loan Loss Allowance | 16,376 |
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Net Charge Offs | 308 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 518,626 |
| Total assets for the leverage ratio | 689,796 |
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Loans secured by real estate: | 414,233 |
| Tier 1 Leverage Ratio | 14.55 |
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Commercial and industrial loans | 103,647 |
| Off Balance Sheet Exposures (%) | 16.85 |
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Loans to individuals - Credit Cards | 315 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,027 |
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:· United Community Bank
