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 Central Bank and Trust
Central Bank and Trust
| RSSD ID 903950 | CERTIFICATE 529 | ABA NUMBER 102300404 |
| 285 Main St |
Quarter Ended : |
2025-09-30 |
| Lander, Wyoming, 82520 |
Updated : |
2025-10-20 |
| www.centralbanktrust.com |
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| Institution Profile |
| Year Opened : |
1890 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
40 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 192,786 |
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Total Interest Income | 6,805 |
| Total Liabilities | 176,149 |
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Total NonInterest Income | 450 |
| Total Bank Equity Capital | 16,637 |
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Total Interest Expense | 748 |
| Total Deposits | 172,923 |
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Total NonInterest Expense | 3,816 |
| Net Loans & Leases | 106,535 |
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Net Income | 2,691 |
| Loan Loss Allowance | 792 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 17,460 |
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Total loans | 107,886 |
| Total assets for the leverage ratio | 193,196 |
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Loans secured by real estate: | 96,046 |
| Tier 1 Leverage Ratio | 8.63 |
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Commercial and industrial loans | 9,713 |
| Tier 1 Capital Ratio | 17.11 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.92 |
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Loans to individuals - Other | 1,697 |
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:· Central Bank and Trust
