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 Central Bank and Trust
Central Bank and Trust
| RSSD ID 903950 | CERTIFICATE 529 | ABA NUMBER 102300404 |
| 285 Main St |
Quarter Ended : |
2025-12-31 |
| Lander, Wyoming, 82520 |
Updated : |
2026-01-22 |
| www.centralbanktrust.com |
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| Institution Profile |
| Year Opened : |
1890 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
41 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 202,104 |
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Total Interest Income | 9,266 |
| Total Liabilities | 185,247 |
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Total NonInterest Income | 608 |
| Total Bank Equity Capital | 16,857 |
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Total Interest Expense | 1,009 |
| Total Deposits | 183,469 |
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Total NonInterest Expense | 5,523 |
| Net Loans & Leases | 108,148 |
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Net Income | 3,322 |
| Loan Loss Allowance | 787 |
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Net Charge Offs | 26 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 17,586 |
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Total loans | 109,014 |
| Total assets for the leverage ratio | 199,835 |
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Loans secured by real estate: | 97,910 |
| Tier 1 Leverage Ratio | 8.41 |
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Commercial and industrial loans | 8,790 |
| Tier 1 Capital Ratio | 16.76 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.54 |
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Loans to individuals - Other | 1,773 |
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:· Central Bank and Trust
