|
 |
|
|
 Bank of Cadiz and Trust Company
Bank of Cadiz and Trust Company
| RSSD ID 904845 | CERTIFICATE 20239 | ABA NUMBER 83901207 |
| 79 Main St |
Quarter Ended : |
2025-12-31 |
| Cadiz, Kentucky, 42211 |
Updated : |
2026-02-02 |
| www.bankofcadiz.com |
|
| Institution Profile |
| Year Opened : |
1970 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
|
| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
5 |
Number of Employees : |
33 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 143,003 |
|
Total Interest Income | 6,764 |
| Total Liabilities | 138,613 |
|
Total NonInterest Income | 506 |
| Total Bank Equity Capital | 4,390 |
|
Total Interest Expense | 2,284 |
| Total Deposits | 137,678 |
|
Total NonInterest Expense | 3,906 |
| Net Loans & Leases | 78,676 |
|
Net Income | 1,020 |
| Loan Loss Allowance | 871 |
|
Net Charge Offs | (2) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 14,690 |
|
Total loans | 78,517 |
| Total assets for the leverage ratio | 152,998 |
|
Loans secured by real estate: | 67,243 |
| Tier 1 Leverage Ratio | 9.03 |
|
Commercial and industrial loans | 9,382 |
| Tier 1 Capital Ratio | 16.23 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.26 |
|
Loans to individuals - Other | 1,892 |
|
|
|
|
:· Bank of Cadiz and Trust Company
