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 Bank of Cadiz and Trust Company
Bank of Cadiz and Trust Company
| RSSD ID 904845 | CERTIFICATE 20239 | ABA NUMBER 83901207 |
| 79 Main St |
Quarter Ended : |
2025-03-31 |
| Cadiz, Kentucky, 42211 |
Updated : |
2025-04-28 |
| www.bankofcadiz.com |
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| Institution Profile |
| Year Opened : |
1970 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
5 |
Number of Employees : |
32 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 140,374 |
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Total Interest Income | 1,609 |
| Total Liabilities | 138,037 |
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Total NonInterest Income | 120 |
| Total Bank Equity Capital | 2,337 |
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Total Interest Expense | 563 |
| Total Deposits | 137,091 |
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Total NonInterest Expense | 940 |
| Net Loans & Leases | 68,372 |
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Net Income | 211 |
| Loan Loss Allowance | 824 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 14,036 |
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Total loans | 68,960 |
| Total assets for the leverage ratio | 146,987 |
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Loans secured by real estate: | 62,514 |
| Tier 1 Leverage Ratio | 8.99 |
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Commercial and industrial loans | 4,089 |
| Tier 1 Capital Ratio | 17.74 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.84 |
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Loans to individuals - Other | 2,357 |
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:· Bank of Cadiz and Trust Company
