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 Bank of Cadiz and Trust Company
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Bank of Cadiz and Trust Company
| RSSD ID 904845 | CERTIFICATE 20239 | ABA NUMBER 83901207 |
| 79 Main St |
Quarter Ended : |
2026-06-30 |
| Cadiz, Kentucky, 42211 |
Updated : |
2026-07-24 |
| www.bankofcadiz.com |
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| Institution Profile |
| Year Opened : |
1970 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
34 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 142,913 |
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Total Interest Income | 3,474 |
| Total Liabilities | 138,899 |
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Total NonInterest Income | 233 |
| Total Bank Equity Capital | 4,014 |
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Total Interest Expense | 1,109 |
| Total Deposits | 137,893 |
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Total NonInterest Expense | 1,858 |
| Net Loans & Leases | 85,331 |
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Net Income | 710 |
| Loan Loss Allowance | 742 |
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Net Charge Offs | 159 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 14,611 |
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Total loans | 84,148 |
| Total assets for the leverage ratio | 152,870 |
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Loans secured by real estate: | 72,220 |
| Tier 1 Leverage Ratio | 9.07 |
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Commercial and industrial loans | 10,257 |
| Tier 1 Capital Ratio | 15.3 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.12 |
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Loans to individuals - Other | 1,671 |
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:· Bank of Cadiz and Trust Company
