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 Gouverneur Savings and Loan Association
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Gouverneur Savings and Loan Association
| RSSD ID 905673 | CERTIFICATE 30976 | ABA NUMBER 221371592 |
| 42 Church St |
Quarter Ended : |
2026-06-30 |
| Gouverneur, New York, 13642 |
Updated : |
2026-07-30 |
| www.gouverneurbank.com |
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| Institution Profile |
| Year Opened : |
1892 |
Institution Type : |
State Stock Savings and Loans |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
36 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 198,858 |
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Total Interest Income | 4,524 |
| Total Liabilities | 166,845 |
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Total NonInterest Income | 509 |
| Total Bank Equity Capital | 32,013 |
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Total Interest Expense | 758 |
| Total Deposits | 157,619 |
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Total NonInterest Expense | 3,625 |
| Net Loans & Leases | 135,297 |
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Net Income | 615 |
| Loan Loss Allowance | 1,126 |
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Net Charge Offs | 2 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 29,534 |
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Total loans | 135,136 |
| Total assets for the leverage ratio | 195,341 |
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Loans secured by real estate: | 124,305 |
| Tier 1 Leverage Ratio | 14.53 |
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Commercial and industrial loans | 7,265 |
| Tier 1 Capital Ratio | 24.73 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 25.74 |
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Loans to individuals - Other | 3,565 |
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:· Gouverneur Savings and Loan Association
