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 FIRST NATIONAL BANK OF KENTUCKY
FIRST NATIONAL BANK OF KENTUCKY
| RSSD ID 907444 | CERTIFICATE 2735 | ABA NUMBER 83902196 |
| 604 Highland Ave |
Quarter Ended : |
2025-03-31 |
| Carrollton, Kentucky, 41008 |
Updated : |
2025-04-28 |
| www.fnbkentucky.com |
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| Institution Profile |
| Year Opened : |
1881 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
45 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 231,712 |
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Total Interest Income | 3,222 |
| Total Liabilities | 211,382 |
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Total NonInterest Income | 293 |
| Total Bank Equity Capital | 20,330 |
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Total Interest Expense | 1,033 |
| Total Deposits | 204,211 |
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Total NonInterest Expense | 1,878 |
| Net Loans & Leases | 173,005 |
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Net Income | 566 |
| Loan Loss Allowance | 2,370 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 22,718 |
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Total loans | 174,500 |
| Total assets for the leverage ratio | 228,581 |
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Loans secured by real estate: | 144,329 |
| Tier 1 Leverage Ratio | 9.09 |
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Commercial and industrial loans | 10,996 |
| Tier 1 Capital Ratio | 13.36 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.62 |
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Loans to individuals - Other | 2,663 |
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:· FIRST NATIONAL BANK OF KENTUCKY
