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 FIRST NATIONAL BANK OF KENTUCKY
FIRST NATIONAL BANK OF KENTUCKY
| RSSD ID 907444 | CERTIFICATE 2735 | ABA NUMBER 83902196 |
| 604 Highland Ave |
Quarter Ended : |
2025-12-31 |
| Carrollton, Kentucky, 41008 |
Updated : |
2026-01-20 |
| www.fnbkentucky.com |
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| Institution Profile |
| Year Opened : |
1881 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
43 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 242,449 |
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Total Interest Income | 13,555 |
| Total Liabilities | 220,395 |
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Total NonInterest Income | 1,270 |
| Total Bank Equity Capital | 22,054 |
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Total Interest Expense | 4,247 |
| Total Deposits | 213,603 |
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Total NonInterest Expense | 7,505 |
| Net Loans & Leases | 198,658 |
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Net Income | 2,474 |
| Loan Loss Allowance | 2,921 |
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Net Charge Offs | (4) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 24,478 |
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Total loans | 194,538 |
| Total assets for the leverage ratio | 240,146 |
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Loans secured by real estate: | 160,519 |
| Tier 1 Leverage Ratio | 9.22 |
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Commercial and industrial loans | 11,322 |
| Tier 1 Capital Ratio | 11.89 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.15 |
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Loans to individuals - Other | 2,871 |
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:· FIRST NATIONAL BANK OF KENTUCKY
