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 Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
| RSSD ID 908450 | CERTIFICATE 21928 | ABA NUMBER 91310592 |
| 2911 N 14th St |
Quarter Ended : |
2025-12-31 |
| Bismarck, North Dakota, 58503 |
Updated : |
2026-01-23 |
| www.kirkwoodbank.com |
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| Institution Profile |
| Year Opened : |
1975 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
54 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 389,443 |
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Total Interest Income | 17,881 |
| Total Liabilities | 356,409 |
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Total NonInterest Income | 2,213 |
| Total Bank Equity Capital | 33,034 |
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Total Interest Expense | 5,946 |
| Total Deposits | 351,506 |
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Total NonInterest Expense | 8,617 |
| Net Loans & Leases | 220,488 |
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Net Income | 5,381 |
| Loan Loss Allowance | 2,766 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 225,349 |
| Total assets for the leverage ratio | 367,252 |
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Loans secured by real estate: | 158,754 |
| Tier 1 Leverage Ratio | 9.13 |
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Commercial and industrial loans | 46,882 |
| Off Balance Sheet Exposures (%) | 11 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 10,296 |
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:· Kirkwood Bank & Trust Co.
