|
 |
 |
|
Peoples Bank & Trust Co.
Peoples Bank & Trust Co.
RSSD ID 909055 | CERTIFICATE 8903 | ABA NUMBER 81910232 |
430 E Wood St |
Quarter Ended : |
2025-06-30 |
Troy, Missouri, 63379 |
Updated : |
2025-07-25 |
pbtc.net |
|
Institution Profile |
Year Opened : |
1924 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FED |
Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
Filing Type : |
051 |
|
Specialization : |
Commercial Lending Specialization |
Number of Offices : |
9 |
Number of Employees : |
124 |
|
|
|
|
|
Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
Total Assets | 863,035 |
|
Total Interest Income | 22,774 |
Total Liabilities | 793,760 |
|
Total NonInterest Income | 2,119 |
Total Bank Equity Capital | 69,275 |
|
Total Interest Expense | 9,063 |
Total Deposits | 755,709 |
|
Total NonInterest Expense | 9,824 |
Net Loans & Leases | 465,424 |
|
Net Income | 6,006 |
Loan Loss Allowance | 5,126 |
|
Net Charge Offs | 25 |
|
|
|
Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
Total capital | 91,724 |
|
Total loans | 472,358 |
Total assets for the leverage ratio | 896,921 |
|
Loans secured by real estate: | 393,388 |
Tier 1 Leverage Ratio | 9.64 |
|
Commercial and industrial loans | 35,087 |
Tier 1 Capital Ratio | 12.51 |
|
Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 13.27 |
|
Loans to individuals - Other | 22,481 |
|
|
|
|