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 Tioga State Bank National Association
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Tioga State Bank National Association
| RSSD ID 910118 | CERTIFICATE 9410 | ABA NUMBER 21308642 |
| 1 N Main St |
Quarter Ended : |
2026-06-30 |
| Spencer, New York, 14883 |
Updated : |
2026-07-29 |
| https://www.tiogabank.com |
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| Institution Profile |
| Year Opened : |
1884 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
103 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 625,189 |
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Total Interest Income | 15,809 |
| Total Liabilities | 558,742 |
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Total NonInterest Income | 2,430 |
| Total Bank Equity Capital | 66,447 |
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Total Interest Expense | 3,345 |
| Total Deposits | 538,094 |
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Total NonInterest Expense | 9,924 |
| Net Loans & Leases | 386,900 |
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Net Income | 4,085 |
| Loan Loss Allowance | 6,414 |
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Net Charge Offs | 73 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 77,480 |
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Total loans | 387,113 |
| Total assets for the leverage ratio | 640,698 |
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Loans secured by real estate: | 340,578 |
| Tier 1 Leverage Ratio | 11.38 |
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Commercial and industrial loans | 41,249 |
| Tier 1 Capital Ratio | 19.96 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 21.22 |
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Loans to individuals - Other | 4,397 |
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:· Tioga State Bank National Association
