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 Tioga State Bank National Association
Tioga State Bank National Association
| RSSD ID 910118 | CERTIFICATE 9410 | ABA NUMBER 21308642 |
| 1 N Main St |
Quarter Ended : |
2025-09-30 |
| Spencer, New York, 14883 |
Updated : |
2025-10-30 |
| https://www.tiogabank.com |
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| Institution Profile |
| Year Opened : |
1884 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
102 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 589,216 |
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Total Interest Income | 21,492 |
| Total Liabilities | 524,637 |
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Total NonInterest Income | 3,394 |
| Total Bank Equity Capital | 64,579 |
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Total Interest Expense | 4,268 |
| Total Deposits | 513,248 |
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Total NonInterest Expense | 14,672 |
| Net Loans & Leases | 374,391 |
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Net Income | 3,839 |
| Loan Loss Allowance | 6,525 |
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Net Charge Offs | 1,214 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 74,330 |
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Total loans | 374,362 |
| Total assets for the leverage ratio | 583,511 |
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Loans secured by real estate: | 325,830 |
| Tier 1 Leverage Ratio | 11.98 |
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Commercial and industrial loans | 42,712 |
| Tier 1 Capital Ratio | 19.97 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 21.22 |
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Loans to individuals - Other | 5,033 |
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:· Tioga State Bank National Association
