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 First Neighborhood Bank
First Neighborhood Bank
| RSSD ID 911339 | CERTIFICATE 6800 | ABA NUMBER 51503323 |
| 216 Market St |
Quarter Ended : |
2025-12-31 |
| Spencer, West Virginia, 25276 |
Updated : |
2026-01-30 |
| www,firstneighborhoodbank.com |
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| Institution Profile |
| Year Opened : |
1912 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
5 |
Number of Employees : |
36 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 156,424 |
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Total Interest Income | 6,040 |
| Total Liabilities | 142,133 |
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Total NonInterest Income | 386 |
| Total Bank Equity Capital | 14,291 |
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Total Interest Expense | 2,125 |
| Total Deposits | 140,725 |
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Total NonInterest Expense | 4,653 |
| Net Loans & Leases | 74,576 |
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Net Income | (119) |
| Loan Loss Allowance | 1,037 |
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Net Charge Offs | 16 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 76,257 |
| Total assets for the leverage ratio | 155,140 |
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Loans secured by real estate: | 63,989 |
| Tier 1 Leverage Ratio | 10.83 |
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Commercial and industrial loans | 8,955 |
| Off Balance Sheet Exposures (%) | 4.24 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,020 |
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:· First Neighborhood Bank
