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Miners & Merchants Bank
Miners & Merchants Bank
| RSSD ID 913436 | CERTIFICATE 13018 | ABA NUMBER 51503103 |
| 16000 Appalachian Highway |
Quarter Ended : |
2025-12-31 |
| Thomas, West Virginia, 26292 |
Updated : |
2026-02-05 |
| https://www.minersandmerchantsbank.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
13 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 66,846 |
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Total Interest Income | 2,237 |
| Total Liabilities | 57,881 |
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Total NonInterest Income | 174 |
| Total Bank Equity Capital | 8,965 |
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Total Interest Expense | 646 |
| Total Deposits | 57,783 |
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Total NonInterest Expense | 1,911 |
| Net Loans & Leases | 24,234 |
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Net Income | (146) |
| Loan Loss Allowance | 150 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 24,572 |
| Total assets for the leverage ratio | 67,820 |
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Loans secured by real estate: | 23,517 |
| Tier 1 Leverage Ratio | 13.22 |
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Commercial and industrial loans | 28 |
| Off Balance Sheet Exposures (%) | 0.14 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 523 |
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