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 Cornerstone State Bank
Cornerstone State Bank
| RSSD ID 914853 | CERTIFICATE 21525 | ABA NUMBER 91905059 |
| 401 4th St Nw |
Quarter Ended : |
2025-12-31 |
| Montgomery, Minnesota, 56069 |
Updated : |
2026-01-28 |
| WWW.CORNERSTONESTATEBANK.COM |
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| Institution Profile |
| Year Opened : |
1974 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
7 |
Number of Employees : |
39 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 241,969 |
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Total Interest Income | 10,690 |
| Total Liabilities | 222,920 |
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Total NonInterest Income | 1,301 |
| Total Bank Equity Capital | 19,049 |
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Total Interest Expense | 3,921 |
| Total Deposits | 218,843 |
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Total NonInterest Expense | 5,737 |
| Net Loans & Leases | 152,698 |
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Net Income | 1,957 |
| Loan Loss Allowance | 1,398 |
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Net Charge Offs | 537 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 146,583 |
| Total assets for the leverage ratio | 245,515 |
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Loans secured by real estate: | 125,162 |
| Tier 1 Leverage Ratio | 10.32 |
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Commercial and industrial loans | 7,212 |
| Off Balance Sheet Exposures (%) | 1.34 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 12,294 |
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:· Cornerstone State Bank
