|
 |
|
|
 FirstOak Bank
FirstOak Bank
| RSSD ID 916857 | CERTIFICATE 4660 | ABA NUMBER 101108209 |
| 113 N Penn Ave |
Quarter Ended : |
2025-12-31 |
| Independence, Kansas, 67301 |
Updated : |
2026-01-29 |
| Institution Profile |
| Year Opened : |
1881 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
42 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 241,030 |
|
Total Interest Income | 14,969 |
| Total Liabilities | 215,195 |
|
Total NonInterest Income | 782 |
| Total Bank Equity Capital | 25,835 |
|
Total Interest Expense | 3,229 |
| Total Deposits | 213,167 |
|
Total NonInterest Expense | 7,924 |
| Net Loans & Leases | 187,541 |
|
Net Income | 4,354 |
| Loan Loss Allowance | 1,901 |
|
Net Charge Offs | 2 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 190,340 |
| Total assets for the leverage ratio | 242,456 |
|
Loans secured by real estate: | 155,533 |
| Tier 1 Leverage Ratio | 10.13 |
|
Commercial and industrial loans | 22,533 |
| Off Balance Sheet Exposures (%) | 11.63 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 1,847 |
|
|
|
|
:· FirstOak Bank
