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 First State Bank
First State Bank
| RSSD ID 917050 | CERTIFICATE 15539 | ABA NUMBER 91305329 |
| 423 Broadway |
Quarter Ended : |
2025-09-30 |
| Buxton, North Dakota, 58218 |
Updated : |
2025-10-27 |
| www.firststatebanks.com |
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| Institution Profile |
| Year Opened : |
1885 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
5 |
Number of Employees : |
43 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 402,945 |
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Total Interest Income | 17,312 |
| Total Liabilities | 363,169 |
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Total NonInterest Income | 1,051 |
| Total Bank Equity Capital | 39,776 |
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Total Interest Expense | 7,172 |
| Total Deposits | 339,971 |
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Total NonInterest Expense | 6,426 |
| Net Loans & Leases | 367,357 |
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Net Income | 4,642 |
| Loan Loss Allowance | 4,494 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 364,094 |
| Total assets for the leverage ratio | 395,284 |
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Loans secured by real estate: | 223,251 |
| Tier 1 Leverage Ratio | 9.94 |
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Commercial and industrial loans | 55,279 |
| Off Balance Sheet Exposures (%) | 16.48 |
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Loans to individuals - Credit Cards | 306 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,075 |
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:· First State Bank
